Most platforms advertise a payout percentage that is not the percentage landing in your account. Here is the published rate for each major creator platform, and the four places where the real number is lower than the marketing.
Free to join · Low fees · Fast, private payouts · Updated August 2026
Create your account in seconds, it’s free.
Sign up with emailBy signing up you confirm you are at least 18 years old and agree to our Terms & Privacy.
Already have an account? Log in
The standard creator payout percentage across the major subscription platforms in 2026 is 80%, meaning the platform keeps 20%. OnlyFans, Fansly, Fanvue and LoyalFans all sit at 80/20. HerFans pays 90% on a flat 10% fee. The rates that look better than 80% usually carry a condition: a monthly subscription, a promotional window that expires, or a lower rate on the product you actually sell.
That last point is where most comparison articles go wrong. A payout percentage is only meaningful next to what it is charged on, what else comes out first, and how long the rate lasts. Four of the platforms below advertise a number that their own terms or rate cards contradict.
These are not opinions about which platform is better. They are cases where the published rate and the widely repeated rate disagree, and the widely repeated one is wrong in the direction that costs creators money.
| Platform | Commonly quoted | What the terms or rate card say |
|---|---|---|
| Fanvue | Creators keep 85% | Fanvue’s own creator earnings terms define the standard Creator Earning Rate as 80%, with 20% retained as Platform Fees. The 85% is a Promotional Earning Rate that the terms do not put a number on and that Fanvue may “introduce, update, extend, reduce or withdraw” at its discretion. |
| ManyVids | 80/20, same as OnlyFans | ManyVids publishes a per product rate card, not one rate. Video sales and memberships are widely listed at 60%, while store items, customs, fan clubs, calls and tips sit at 80%. Video sales are the core product for most MV sellers. |
| NiteFlirt | Creators keep 70% | A per minute connection charge comes off before the 30% commission. On a $0.99 minute, the roughly $0.20 charge leaves $0.79, and 70% of that is about $0.55. That is near 56%, not 70%. |
| Patreon | Flat 10% | The 10% platform fee is real for creators who joined after 4 August 2025, but payment processing is charged on top at roughly 2.9% plus 30 cents. On a $5 pledge that is about 95 cents total, an effective rate near 19%. The flat 30 cents hits small pledges hardest. |
FeetFinder is the clearest example. Its Premium seller plan advertises a 10% service fee, which reads like the best rate in the feet niche, but the plan costs about $14.99 a month before you sell anything. A fixed monthly cost behaves nothing like a percentage: it is brutal at low volume and negligible at high volume.
| Monthly sales | FeetFinder Basic 15% + about $4.99/mo |
FeetFinder Premium 10% + about $14.99/mo |
Flat 10%, no subscription |
|---|---|---|---|
| $50 | $37.51 kept (25.0% gone) | $30.01 kept (40.0% gone) | $45.00 kept (10.0% gone) |
| $100 | $80.01 kept (20.0% gone) | $75.01 kept (25.0% gone) | $90.00 kept (10.0% gone) |
| $200 | $165.01 kept (17.5% gone) | $165.01 kept (17.5% gone) | $180.00 kept (10.0% gone) |
| $500 | $420.01 kept (16.0% gone) | $435.01 kept (13.0% gone) | $450.00 kept (10.0% gone) |
The two FeetFinder plans cross over at exactly $200 a month in sales. Below that, the cheaper plan with the worse percentage wins. Above it, the expensive plan with the better percentage wins. The arithmetic is simple: the 5 point fee difference is worth $0.05 per dollar sold, and the $10.00 price gap between the plans needs $200 of sales to cover. Nobody selling $60 a month should be on Premium, and a lot of sellers are.
The same logic applies to any platform that charges a monthly fee. Ask what the fee costs as a percentage of your volume, not the volume in the marketing example. On HerFans there is no plan to choose: the fee is a flat 10% of what you sell, and 10% of nothing is nothing.
Published rates for creator earnings. Percentages are what the creator keeps before payment processing and any monthly plan fee.
| Platform | Creator keeps | Payouts | Best for |
|---|---|---|---|
| HerFans | 90% flat, no plan fee | Fast and discreet | Women creators who want one rate on everything |
| OnlyFans | 80% | 7 day pending, then 3 to 5 days | Creators who want the largest inbound audience |
| Fansly | 80% | Similar 7 day hold | Creators who want tiered subscriptions |
| Fanvue | 80% standard, 85% promotional | 7 day pending, up to 28 in review | New creators inside the promo window |
| LoyalFans | 80% | Twice a month, $50 minimum | Creators who want scheduled payouts |
| ManyVids | 60% on vids and memberships, 80% on most else | Weekly, $50 minimum | Clip sellers who understand the rate card |
| Patreon | 90% before processing, near 81% after on a $5 pledge | Monthly | Non explicit membership creators |
| SextPanther | 60% texts and media, 75% calls, 80% tips | Twice a month, $20 minimum | Creators selling paid messaging |
| NiteFlirt | About 56% at the $0.99 minimum, near 67% at $4.99 | Varies | Phone creators pricing above the minimum |
| FeetFinder | 85% Basic or 90% Premium, minus the monthly plan | Varies | Feet sellers clearing $200 a month |
| Chaturbate | Roughly 40% to 50% | $50 minimum | Cam performers with live audiences |
| Stripchat | Roughly 50% to 60% | $50 minimum | Cam performers wanting a higher live split |
Fees and payout terms are set by each platform and can change. Figures reflect publicly listed terms as of August 2026; check each site for current rates.
HerFans keeps a flat 10%, so creators keep 90% of every subscription, tip, pay-per-view unlock and paid message. There is no seller plan to buy, no promotional rate with an expiry date, and no separate rate card by product. It is free to join, and payouts are fast and discreet.
Honest limit: HerFans is smaller than OnlyFans, so it will not hand you the same volume of cold inbound traffic. Creators who bring an audience from social keep noticeably more per dollar here. Creators who rely entirely on platform discovery should weigh that trade.
OnlyFans charges a flat 20% on everything: subscriptions, tips, pay-per-view and streams. Earnings clear on a roughly seven day rolling basis, and bank transfers land in three to five business days after you withdraw. The rate has not changed and the company does not run promotional splits.
What you buy with that 20% is reach. No competitor comes close on fan traffic, and for many creators the extra discovery is worth the higher fee. See how much OnlyFans takes for the full breakdown of what the cut applies to.
Fansly pays creators 80% on subscriptions, tips, pay-per-view and paid messages, matching OnlyFans exactly. Its differentiator is not the payout percentage, it is the tier system: you can run several subscription levels with different content on each, which OnlyFans does not natively support.
If you have been told Fansly pays more, it does not. The commission is identical. Choose it for the tiering and the tagging, not for the split.
Fanvue is marketed almost everywhere as an 85/15 platform. Fanvue’s own creator earnings terms say something different: the standard Creator Earning Rate is 80%, and any uplift is a Promotional Earning Rate that can be reduced or withdrawn at Fanvue’s discretion. The commonly reported promo window is the first 12 months.
That does not make Fanvue a bad deal. An 85% year is genuinely better than 80%. Just plan for the rate you will be on in year two, which is the same 80% as everyone else.
LoyalFans runs a straight 80/20 across subscriptions, private messages, tips and video store sales, with no per product exceptions. Payouts go out twice a month, within about seven working days of the period ending, with a $50 minimum and ACH, wire, SEPA and Paxum available.
The appeal is predictability rather than the rate. If you plan around fixed pay dates, a twice monthly schedule is easier to budget against than a rolling balance.
ManyVids does not have a single payout percentage. It publishes rates per product, and the split on video sales and memberships is materially lower than on everything else: those are widely listed at 60%, while store items, customs, VIP fan clubs, calls, tips and tributes sit at 80%. Payouts run weekly with a $50 minimum.
So the honest answer to “what does ManyVids pay” depends on what you sell there. A clip seller and a customs seller are on different economics on the same platform. Confirm the current numbers in the MV support center before you plan around them.
SextPanther pays 60% on texts and media, 75% on calls and 80% on tips, with payouts twice a month at a $20 minimum. NiteFlirt advertises 70%, but a per minute connection charge comes off before the commission, so the effective keep is closer to 56% at the $0.99 minimum and around 67% at $4.99 a minute.
Both are worth it only if they send you buyers you could not reach yourself. Our SextPanther review and NiteFlirt review work through the per message and per minute math.
A flat 10% applies to subscriptions, tips, pay-per-view and paid messages alike. There is no product where the split quietly drops to 60%, and no plan tier that changes the percentage. What you read is what comes out.
On $2,000 a month, the difference between keeping 80% and keeping 90% is $200 a month, or $2,400 a year, for identical work at identical prices. Fee percentage is the only line in a creator P&L you can change without doing anything differently.
Subscription based platforms charge whether or not you sell. A flat percentage costs you nothing in a slow month, which matters most in the first few months when volume is still building.
Sign up in seconds with email, pick a creator name, and set up your profile. No upfront cost.
Upload photos and videos, set a monthly subscription price, and lock premium posts behind pay-per-view.
Fans subscribe, tip and unlock your content. You keep more with low fees and fast, discreet payouts.
Join HerFans today, it’s free to start. Build your community and get paid for what you love.
