Most platforms advertise a payout percentage that is not the percentage landing in your account. Here is the published rate for each major creator platform, and the four places where the real number is lower than the marketing.
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The standard creator payout percentage across the major subscription platforms in 2026 is 80%, meaning the platform keeps 20%. OnlyFans, Fansly, Fanvue and LoyalFans all sit at 80/20, and all four publish the figure themselves, LoyalFans on its payout page and in its terms rather than its help center. HerFans charges a flat 20%, which is that same category default, applied to every sale type with no seller plan and no monthly cost. The rates that look better than the 80% default usually carry a condition: a monthly subscription, a promotional window that expires, or a lower rate on the product you actually sell.
That last point is where most comparisons of adult creator platform fees go wrong. A payout percentage is only meaningful next to what it is charged on, what else comes out first, and how long the rate lasts. Four of the platforms below advertise a number that their own terms or rate cards contradict, and newer platforms do it too: Fanplace markets up to 80% while its creator contract says 50% (see sites like Fanplace). If you only want the few that pay more than 80%, our list of the highest paying adult creator sites covers them.
These are not opinions about which platform is better. They are cases where the published rate and the widely repeated rate disagree, and the widely repeated one is wrong in the direction that costs creators money.
| Platform | Commonly quoted | What the terms or rate card say |
|---|---|---|
| Fanvue | Creators keep 85% | Fanvue’s own creator earnings terms define the standard Creator Earning Rate as 80%, with 20% retained as Platform Fees. The 85% is a Promotional Earning Rate that the terms do not put a number on and that Fanvue may “introduce, update, extend, reduce or withdraw” at its discretion. |
| ManyVids | 80/20, same as OnlyFans | ManyVids publishes a per product rate card, not one rate. Its own commission article, updated July 2026, pays 60% on Vids, Vid Bundles, contest votes and Pay To Open inbox messages, and 80% on customs, tips, store items and Club. Video is the core product for most MV sellers. See our ManyVids review for the full card. |
| Fanfix | Fanfix takes 20% | Fanfix publishes no rate at all. Its FAQ answers nine separate payout questions on 30 August 2026 without naming a percentage, and the word commission does not appear. The 20% is documented as the platform share as of 2023; several 2026 write-ups now report 10%. At $3,000 a month those two figures are $3,600 a year apart. See our Fanfix review. |
| NiteFlirt | Creators keep 70% | A per minute connection charge comes off before the 30% commission. On a $0.99 minute, the roughly $0.20 charge leaves $0.79, and 70% of that is about $0.55. That is near 56%, not 70%. |
| Patreon | Flat 10% | The 10% platform fee is real for creators who joined after 4 August 2025, but payment processing is charged on top at roughly 2.9% plus 30 cents. On a $5 pledge that is about 95 cents total, an effective rate near 19%. The flat 30 cents hits small pledges hardest. |
FeetFinder is the clearest example. Its terms, effective 30 January 2026, set the fee at 10% on the Basic seller plan and 0% on Premium (its FAQ says sellers earn 90% on all sales), which reads like the best rate in the feet niche, but Premium costs about $14.99 a month before you sell anything. A fixed monthly cost behaves nothing like a percentage: it is brutal at low volume and negligible at high volume.
| Monthly sales | FeetFinder Basic 10% + about $4.99/mo |
FeetFinder Premium 0% + about $14.99/mo |
Flat 20%, no subscription |
|---|---|---|---|
| $50 | $40.01 kept (20.0% gone) | $35.01 kept (30.0% gone) | $40.00 kept (20% gone) |
| $100 | $85.01 kept (15.0% gone) | $85.01 kept (15.0% gone) | $80.00 kept (20% gone) |
| $200 | $175.01 kept (12.5% gone) | $185.01 kept (7.5% gone) | $160.00 kept (20% gone) |
| $500 | $445.01 kept (11.0% gone) | $485.01 kept (3.0% gone) | $400.00 kept (20% gone) |
The two FeetFinder plans cross over at exactly $100 a month in sales. Below that, the cheaper plan with the worse percentage wins. Above it, the expensive plan with the better percentage wins. The arithmetic is simple: the 10 point fee difference is worth $0.10 per dollar sold, and the $10.00 price gap between the plans needs $100 of sales to cover. Nobody selling $60 a month should be on Premium, and a lot of sellers are.
The same logic applies to any platform that charges a monthly fee. Ask what the fee costs as a percentage of your volume, not the volume in the marketing example. On HerFans there is no plan to choose: the fee is a flat 20% of what you sell, and 20% of nothing is nothing. Be honest with the arithmetic too: a flat 20% is a higher percentage than the 10% FeetFinder Basic charges, so we stay ahead of Basic only until about $50 a month in sales, where its subscription is paid back, and ahead of Premium until about $75, where its $14.99 plan with no fee on sales catches up. Above those levels FeetFinder leaves you more.
Published rates for creator earnings. Percentages are what the creator keeps before payment processing and any monthly plan fee.
| Platform | Creator keeps | Payouts | Best for |
|---|---|---|---|
| HerFans | 80% flat, no plan fee | 30 days pending per sale, 10% reserve to day 120, then on request within 3 business days | Women creators who want one rate on everything |
| OnlyFans | 80% | 7 day pending, then 3 to 5 days | Creators who want the largest inbound audience |
| Fansly | 80% | Similar 7 day hold | Creators who want tiered subscriptions |
| Fanvue | 80% standard, published | 7 day pending, up to 30 if the fan email is unverified | Creators who want documented terms |
| LoyalFans | 80%, on its payout page and in its terms | Twice a month, $50 minimum | Creators who want scheduled payouts |
| ManyVids | 60% on vids and memberships, 80% on most else | Weekly, $50 minimum | Clip sellers who understand the rate card |
| Patreon | 90% before processing, near 81% after on a $5 pledge | Monthly | Non explicit membership creators |
| SextPanther | 60% texts and media, 75% calls, 80% tips | Twice a month, $20 minimum | Creators selling paid messaging |
| NiteFlirt | About 56% at the $0.99 minimum, near 67% at $4.99 | Varies | Phone creators pricing above the minimum |
| FeetFinder | 90% Basic or 100% Premium by its 2026 terms, minus the monthly plan | Varies | Feet sellers clearing $100 a month |
| Chaturbate | Roughly 40% to 50% | $50 minimum | Cam performers with live audiences |
| Stripchat | Roughly 50% to 60% | $50 minimum | Cam performers wanting a higher live split |
Fees and payout terms are set by each platform and can change. Figures reflect publicly listed terms; check each site for current rates.
HerFans charges a flat 20% on every subscription, tip, pay-per-view unlock and paid message, which is the rate OnlyFans charges too. There is no seller plan to buy and no separate rate card by product, and it is the published standard rate rather than a promotion the platform can withdraw. It is women only, every creator passes identity and liveness verification before she can publish, fans can find you through real search, payouts go out on request within three business days, after a 30 day pending period per sale (10% reserve to day 120), and every file carries your page address burned into it.
Honest limit: HerFans is smaller than OnlyFans, so it will not hand you the same volume of cold inbound traffic. Creators who rely entirely on platform discovery should weigh that trade.
OnlyFans charges a flat 20% on everything: subscriptions, tips, pay-per-view and streams. Earnings clear on a roughly seven day rolling basis, and bank transfers land in three to five business days after you withdraw. The rate has not changed and the company does not run promotional splits.
What you buy with that 20% is reach. No competitor comes close on fan traffic, and for many creators the extra discovery is worth the higher fee. See how much OnlyFans takes for the full breakdown of what the cut applies to.
Fansly pays creators 80% on subscriptions, tips, pay-per-view and paid messages, matching OnlyFans exactly. Its differentiator is not the payout percentage, it is the tier system: you can run several subscription levels with different content on each, which OnlyFans does not natively support.
If you have been told Fansly pays more, it does not. The commission is identical. Choose it for the tiering and the tagging, not for the split.
Fanvue is marketed almost everywhere as an 85/15 platform. Fanvue’s own creator earnings terms say something different: the standard Creator Earning Rate is 80%, and any uplift is a Promotional Earning Rate that can be reduced or withdrawn at Fanvue’s discretion. Fanvue has since published an article confirming that the 85% rate offered to 2022 joiners has ended and that it is transitioning to its standard 80% rate.
That does not make Fanvue a bad deal. It publishes its rate plainly, which more of this category should do. Just plan for 80%, because that is the rate Fanvue itself now names as standard.
LoyalFans runs a straight 80/20 with no per product exceptions: its payout page shows 80% on live streaming, subscriptions, video store sales and messaging, and its terms of service set its fee at 20% of the total fan payment. Neither figure appears in its 29 article help center, which is why some reviews still call the rate unofficial. Payouts go out twice a month, within about seven working days of the period ending, with a $50 minimum and ACH, wire, SEPA and Paxum available.
The appeal is predictability rather than the rate. If you plan around fixed pay dates, a twice monthly schedule is easier to budget against than a rolling balance.
ManyVids does not have a single payout percentage. It publishes rates per product, and the split on video sales is materially lower than on everything else. Its own commission article, updated July 2026, pays 60% on Vids, Vid Bundles, contest votes and Pay To Open inbox messages, and 80% on customs, tips, store items and Club. Payouts run weekly on Wednesdays with a $50 minimum.
So the honest answer to “what does ManyVids pay” depends on what you sell there. A clip seller and a customs seller are on different economics on the same platform. Our ManyVids review works through the full card and the blended rate.
SextPanther pays 60% on texts and media, 75% on calls and 80% on tips, with payouts twice a month at a $20 minimum. NiteFlirt advertises 70%, but a per minute connection charge comes off before the commission, so the effective keep is closer to 56% at the $0.99 minimum and around 67% at $4.99 a minute.
Both are worth it only if they send you buyers you could not reach yourself. Our SextPanther review and NiteFlirt review work through the per message and per minute math.
A flat 20% applies to subscriptions, tips, pay-per-view and paid messages alike. There is no product where the split quietly drops to 60%, and no plan tier that changes the percentage. What you read is what comes out.
Every creator passes identity and liveness verification before she can publish, so no page here sits beside an anonymous account or a bot.
Subscription based platforms charge whether or not you sell. A flat percentage costs you nothing in a slow month, which matters most in the first few months when volume is still building.
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Fans subscribe, tip and unlock your content. You ask for a payout from your dashboard once your available balance reaches the published minimum. Each sale is pending for 30 days, the period in which refunds and most card disputes arrive, and 10% of it is held as a reserve until day 120. For a sale paid by card, the reserve is held longer, up to day 206, because our card processor keeps its own reserve on that payment for 26 weeks and it is released to you once it has been returned to us.
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