OnlyFans takes 20% of everything. Here is what that cut applies to, what it leaves you on real numbers, how long the money takes to arrive, and what an agency takes on top of it.
Free to join · Low fees · Fast, private payouts · Updated August 2026
Create your account in seconds, it’s free.
Sign up with emailBy signing up you confirm you are at least 18 years old and agree to our Terms & Privacy.
Already have an account? Log in
OnlyFans takes a flat 20% of everything a creator earns, so the creator keeps 80%. The cut applies identically to subscriptions, tips, pay-per-view unlocks and live streams. There is no volume discount, no higher tier, and no promotional rate: a creator earning $200 a month and one earning $200,000 a month pay the same percentage.
You can verify the 20% against the company’s own accounts rather than taking anyone’s word for it. Fenix International, the OnlyFans parent, reported FY2024 gross merchandise value of $7.22 billion and $5.80 billion paid out to creators. That is 80.3% reaching creators, which is exactly what a flat 20% platform fee produces at scale.
Everything. This is worth stating plainly because creators often assume tips or customs are treated differently, and they are not.
The 20% is an all-in rate: payment processing is already absorbed, so there is no second fee that appears later. That makes it simpler than platforms such as Patreon, which quote a lower platform fee and then charge card processing separately on top.
| You earn | OnlyFans keeps 20% | You keep | On a flat 10% fee |
|---|---|---|---|
| $500 | $100 | $400 | $450 |
| $1,000 | $200 | $800 | $900 |
| $2,000 | $400 | $1,600 | $1,800 |
| $5,000 | $1,000 | $4,000 | $4,500 |
At $2,000 a month the gap between a 20% fee and a 10% fee is $200 a month, or $2,400 over a year, for identical work at identical prices. The fee percentage is one of the few lines in a creator’s income that you can change without changing anything you do.
Earnings sit in a pending balance for roughly seven days on a rolling basis before they become withdrawable. Once you request a withdrawal, a US bank transfer typically lands in three to five business days. So the realistic gap between a fan paying and the money being in your account is around a week and a half, and longer over weekends and holidays.
The historic minimum withdrawal was $20, though OnlyFans has relaxed the threshold for many regions and supports automatic withdrawals. Payments appear from Fenix Internet LLC rather than from OnlyFans, which is what shows on your bank statement.
If you work with a management agency, its percentage is charged after OnlyFans has already taken its 20%, and agency rates commonly run 30% to 50%. On a $1,000 month with a 40% agency deal, OnlyFans takes $200, the agency takes 40% of the remaining $800, which is $320, and you are left with $480. That is a 52% total take rate, and it surprises creators who budgeted for 20%.
Agency percentages are negotiable and platform fees are not. If you are weighing an offer, read how OnlyFans agencies work and what they charge before signing anything, and compare the published rate for every platform in our creator payout percentage comparison.
A flat 10% instead of 20% doubles what stays with you out of the platform’s share. On $2,000 a month that is $2,400 a year, for the same content, the same subscribers and the same prices.
The fee is the same on subscriptions, tips, pay-per-view and paid messages. There is no product where the rate quietly changes and no promotional window that expires and resets you to a worse number.
Processing is included, so the percentage you read is the percentage that comes out. Nothing is added at withdrawal, and there is no monthly seller plan to cover before you break even.
Sign up in seconds with email, pick a creator name, and set up your profile. No upfront cost.
Upload photos and videos, set a monthly subscription price, and lock premium posts behind pay-per-view.
Fans subscribe, tip and unlock your content. You keep more with low fees and fast, discreet payouts.
Join HerFans today, it’s free to start. Build your community and get paid for what you love.
