Same 80% for good, the same $20 floor and a week of pending on both. The difference is discovery on Fansly against AI on Fanvue, and the tables below show where each one wins.
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Fansly vs Fanvue comes down to discovery against AI. Both pay creators 80% for good (Fanvue pays 85% in your first month only), both hold each sale about seven days and both pay out from $20. Fansly is better if you want new fans to find you inside the platform. Fanvue is better if you want AI tools, or you are an AI creator, since it is the only one of the two that treats AI accounts as a verified category.
We run HerFans, a third option, so read this knowing that. Every Fansly and Fanvue figure below comes from that company’s own terms, help center or creator page, read between August and October 2026. Where one of them beats us, the tables say so.
| What a creator gets | Fansly | Fanvue | HerFans |
|---|---|---|---|
| Creator keeps | 80% on everything, written into its terms | 85% in the first month, then 80% | 80% on everything |
| Pending period per sale | 7 days | About 7 days, up to 30 if the fan has not verified an email | 30 days, then 10% held to day 120 |
| Minimum payout | $20 Paxum, US ACH or CAD; $50 SEPA; $100 SWIFT or crypto | $20, and 5 uploaded posts before the first payout | $10 once your ID is approved |
| Payout fee charged by the platform | None published | 1% on crypto through TripleA, nothing on other methods | None |
| PayPal | No | No | Yes, or a bank transfer (IBAN) |
| AI-generated creators | Photorealistic AI reported banned since June 2025 | Allowed as a verified category with an AI tag | Banned: real women only |
| Inside-platform discovery | Yes, tags, search and a For You feed | Limited | Yes, an Explore page |
| Inactive account cost | $5 a month from earnings after 12 months idle | None published | None |
| Who decides refunds | The creator, in full | Set by Fanvue’s terms | A person at HerFans, within 30 days |
The headline rate is close to a tie. The real differences are in the rows under it: how long your money waits, what each one does about AI accounts, and whether the platform sends you fans or you bring them all yourself.
Fanvue is cheaper for exactly one month. It pays 85% in your first month and 80% after, while Fansly pays a flat 80% from day one, so over a full year the gap is $50 on a page earning $1,000 a month. Fanvue also confirmed in May 2026 that the 85% it once kept for creators who joined in 2022 has ended, so nobody is grandfathered.
| Fan spending | Fansly | Fanvue | HerFans |
|---|---|---|---|
| $1,000 in month one | $800 | $850 | $800 |
| $1,000 in month two and after | $800 | $800 | $800 |
| $12,000 over a year ($1,000 a month) | $9,600 | $9,650 | $9,600 |
| $3,000 a month over a year | $28,800 | $28,950 | $28,800 |
Payout fees decide the rest. Fansly publishes no payout fee of its own, but its minimum climbs to $100 for an international wire or crypto. Fanvue charges nothing on a bank transfer and 1% only when you take crypto through TripleA. Your own bank may charge to receive an international transfer on any of the three.
Fansly is better for a creator who wants to be found. Fans can follow you for free, search by tag and scroll a For You feed, so a new page can pick up subscribers it did not recruit. Fanvue is better for a creator who wants AI help with messaging or who runs an AI persona, because Fanvue built its product around that and labels those accounts openly. If you already have a big audience on Instagram, TikTok or X, discovery matters less and the two are close to equal.
Usually not. A new creator with no audience needs fans who arrive on their own, and Fansly’s tags and feed do more of that than Fanvue does. Fanvue’s first-month 85% is worth $50 on $1,000, which is less than one extra subscriber a month would bring in on Fansly. The exception is a creator who plans to lean on AI chat from the start.
Both hold each sale about a week. Fansly pends every sale for seven days to the hour, approves a payout in about 48 hours and delivers in 1 to 3 business days, so the real wait is 9 to 12 days. Fanvue also pends sales about seven days but stretches that to 30 when the paying fan has not verified an email address. HerFans is slower here, and we say so: each sale pends 30 days, and 10% of it is held until day 120, because that is when refunds and card disputes arrive.
Yes. Fanvue lists AI creators as a verified category and requires an AI tag in the bio, and its help center says a fan cannot get a refund on the grounds that a labeled creator turned out to be AI. Fansly was reported in June 2025 to have banned photorealistic AI-generated creators. If you are a real woman who does not want to share a feed with AI personas, Fansly is the closer fit of the two, and HerFans refuses AI personas outright in its terms.
Yes, and plenty of creators do. Neither platform demands exclusivity. Keep one as your main page, link the second from your bio, and compare what each one paid after 60 days. Watch Fansly’s inactivity rule if you let a second page go quiet: after 12 months without activity it takes $5 a month from that account’s earnings.
All three pay creators 80% once Fanvue’s first month ends, so OnlyFans is not cheaper either. It has the biggest paying audience and the name fans already search, and almost no discovery inside the platform. Our OnlyFans vs Fansly and Fanvue vs OnlyFans comparisons cover those pairs, and the creator payout percentage table puts every platform’s rate on one page.
HerFans is for women who sell their own photos and video and want one published rate on every sale type: subscriptions, multi-month bundles, paid posts, paid messages and tips all at 20%. A person reads your ID before you publish or get paid, AI personas are not allowed, and your username is stamped into every photo and video you upload. The honest trade is a smaller audience than either Fansly or Fanvue and a longer pending period, so it works best for a creator who brings her own fans. If you are leaving one of them already, see our sites like Fansly and Fanvue alternative roundups.
Keep 80% on subscriptions, bundles, paid posts, paid messages and tips.
A person reads your ID before you publish, and AI personas are refused.
Ask for a payout from $10 to an IBAN or PayPal in your name.
Sign up in seconds with email, pick a creator name, and set up your profile. No upfront cost.
Upload photos and videos, set a monthly subscription price, and lock premium posts behind pay-per-view.
Fans subscribe, tip and unlock your content. You ask for a payout from your dashboard once your available balance reaches the published minimum. Each sale is pending for 30 days, the period in which refunds and most card disputes arrive, and 10% of it is held as a reserve until day 120. For a sale paid by card, the reserve is held longer, up to day 206, because our card processor keeps its own reserve on that payment for 26 weeks and it is released to you once it has been returned to us.
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