Use this OnlyFans calculator to turn your subscribers, price, tips and pay-per-view into a real take-home number after the 20% platform fee, and see what to set aside for taxes.
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OnlyFans keeps a flat 20% of everything you earn, so you take home 80% before taxes. To estimate your earnings, multiply your paying subscribers by your monthly price, add your tips and pay-per-view income, then multiply the total by 0.8. This OnlyFans calculator does that math for you and shows what lands in your bank account. The 20% fee is exact and set by the platform; the tax figure is a rough guide, since your real tax depends on your total income and deductions.
Enter your numbers to see your take-home pay after the 20% OnlyFans fee.
Estimates only. The 20% platform fee is exact; the tax set-aside is a rough 25% guide, not tax advice. Your actual tax depends on your total income and deductions.
Calculate OnlyFans earnings with one formula: (paying subscribers times your monthly price) plus tips plus pay-per-view sales equals your gross, then multiply the gross by 0.8 to get your take-home after the 20% fee. Subscriptions are usually the smallest piece; tips, pay-per-view messages and custom content typically make up the larger share of a working creator income.
| Monthly gross | OnlyFans fee (20%) | You keep (80%) |
|---|---|---|
| $100 | $20 | $80 |
| $500 | $100 | $400 |
| $1,000 | $200 | $800 |
| $2,500 | $500 | $2,000 |
| $5,000 | $1,000 | $4,000 |
| $10,000 | $2,000 | $8,000 |
No. OnlyFans does not provide a built-in earnings calculator inside the app, so creators estimate their income by hand or with a tool like the one above. The math is simple once you know the fee: your gross times 0.8 is your take-home, because the platform keeps a flat 20% of every subscription, tip, pay-per-view unlock and stream.
OnlyFans takes a flat 20% of everything you earn and pays you the remaining 80%. That cut is the same on subscriptions, tips, pay-per-view messages, paid streams and custom content, and it never changes with your volume. On a $1,000 month you keep $800; on a $5,000 month you keep $4,000. See our full breakdown of how much OnlyFans takes.
You keep 80% of your gross after the OnlyFans fee. If your subscriptions, tips and pay-per-view add up to $2,000 in a month, the platform keeps $400 and you receive $1,600 before tax. Payouts hit your bank by ACH once you clear the $20 minimum, usually about a week after the earnings settle.
At a $10 monthly price you need about 125 paying subscribers to make $1,000 after the 20% fee, because 125 subscribers times $10 is $1,250 gross, and 80% of that is $1,000. Price at $5 and you need roughly 250 subscribers; add tips and pay-per-view and you can hit $1,000 with far fewer.
| Paying subscribers | At $10 / month (gross) | After 20% fee (you keep) |
|---|---|---|
| 25 | $250 | $200 |
| 50 | $500 | $400 |
| 100 | $1,000 | $800 |
| 250 | $2,500 | $2,000 |
| 500 | $5,000 | $4,000 |
| 1,000 | $10,000 | $8,000 |
OnlyFans lets you set a monthly subscription between $4.99 and $49.99. Most creators price at $5 to $10, so these rows use a round $10 for easy math. Real income also includes tips and pay-per-view on top of subscriptions.
OnlyFans income is self-employment income, so you calculate tax on your net profit, not the platform payout. Take your gross, subtract the 20% fee and your business expenses, and the remaining profit is taxed at your income-tax rate plus 15.3% self-employment tax. OnlyFans issues a 1099-NEC through Fenix Internet LLC that reports your gross before the fee, so claim the fee as a deduction on Schedule C. This is general information, not tax advice.
Set aside about 20% to 30% of your take-home for taxes as a working buffer, and lean toward 30% once creating is your main income. That covers federal income tax plus the 15.3% self-employment tax; your state may add more. Moving the money to a separate account each payout keeps it out of your spending. Track deductible costs with a tool like receipt scanning software so your taxable profit stays accurate, and read our guides to OnlyFans taxes and quarterly taxes for creators.
You keep 80% after the platform fee, then less after tax. On a typical month, once you set aside for self-employment and income tax, most creators net somewhere around 55% to 65% of their gross. The exact figure depends on your bracket, your state and how many deductions you claim, but the 20% platform fee is the one cut that is fixed.
The 20% fee is the same for every OnlyFans creator, so the levers you control are your price, your extra income and where you sell. Raise take-home by leaning on tips and pay-per-view instead of the subscription alone, and by getting more subscribers through channels where adult links are allowed. Getting listed in a creator directory such as OnlyFinds adds a discovery channel, and exporting your payout statements to a spreadsheet makes it easy to track earnings and tax. A lower-fee, women-first platform like HerFans lets you keep more of every sale: compare the numbers in our creator earnings guide and best OnlyFans alternatives.
A lower platform cut than the standard 20% means a bigger take-home on every subscription, tip and unlock. The math on this page tips further in your favor.
Subscriptions, pay-per-view messages, tips and live let you earn several ways at once, so you hit a target with fewer subscribers.
A women-first platform and audience, not an afterthought, so your page is set up to convert the traffic you bring.
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Upload photos and videos, set a monthly subscription price, and lock premium posts behind pay-per-view.
Fans subscribe, tip and unlock your content. You keep more with low fees and fast, discreet payouts.
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